Currency exchange open late and on Saturday in Kraków: where to change money after 6 pm

In short: Exchange Kantor Black Sheep at Floriańska 37 in Kraków’s Old Town is open Monday to Friday 09:30–20:30 and Saturday 10:00–20:30. It is closed on Sunday. You can exchange euros, dollars and pounds in the evening at the rate shown on the board, with 0% commission. For larger amounts, the best time is a weekday between 9:00 and 17:00, when the wholesale spread is narrowest.

Evening is when many visitors first need cash. The flight landed in the afternoon, the hotel check-in took a while, and now it is seven o’clock and the restaurant with the best pierogi takes cards only “from tomorrow”. This guide covers when you can exchange money late in the day, what is different about rates outside market hours, and what to do when everything is closed.

Opening hours at a glance

Day	Hours
Monday–Friday	09:30–20:30
Saturday	10:00–20:30
Sunday	closed

The last exchange is made before 20:30, so come a few minutes earlier, especially with a larger amount that takes time to count.

The home page shows a live “open now” status with the closing time, or the time of the next opening if we are closed. It also takes into account days with special hours, so it is the quickest way to check before you walk over.

Where we are in the evening

The office is at Floriańska 37, on the main pedestrian street between the Main Square and St. Florian’s Gate. From St. Mary’s Basilica it is under two minutes on foot, from the gate less than a minute, and from Kraków Główny station about 12 minutes.

Floriańska is one of the busiest streets in the city until late, well lit and full of people going to and from the Square. That matters when you are carrying cash: you are not looking for a side street after dark. Step-by-step directions are in our guide on how to find the exchange office near the Main Square.

Do rates change in the evening?

This is the question behind most searches for a “late” exchange office, and the honest answer has two parts.

Retail amounts. Whatever the hour, the rate you see on the board is the rate you get. There is no evening surcharge and no commission. The board always shows both the buy and the sell rate for the euro, the dollar and the pound, so you can check the gap between them yourself. If you are not sure which of the two numbers applies to you, our guide to buy and sell rates explains it in a minute.

Larger amounts. Wholesale rates are tied to the interbank market. The Polish currency market is most active on weekdays between 9:00 and 17:00. In those hours the gap between our wholesale buy and sell rates is at its narrowest, between 0.01 and 0.03 PLN. In the evening and on Saturday the market is thin or closed, the risk of a price jump before it reopens is higher, and the wholesale spread is slightly wider. The wholesale table on the home page shows the current indicative rates and says which spread applies at the moment.

What this means in practice:

• Exchanging 100 or 300 euros for dinner and tickets? The time of day makes no difference. Come when it suits you.
• Exchanging a larger sum, for example for a deposit or a purchase? If you can choose, come on a weekday before 17:00, or message us on WhatsApp at +48 889 505 057 to confirm and reserve the rate first.

Why evening is when people overpay

Late in the day your options shrink, and that is exactly when expensive ones look attractive.

• Hotel reception. Convenient, but hotels rarely compete on the rate.
• A standalone ATM with “guaranteed conversion”. The machine offers to charge your card in your home currency. That offer usually includes a markup of several percent on top of any withdrawal fee.
• The first exchange window you see. Some outlets in tourist areas display one attractive number in the window. Check that both rates are shown and ask how many złoty you will receive before you hand over any notes.

None of these is a disaster for a small amount, but together they are the reason people remember exchanging money abroad as a rip-off. Ten minutes of walking to an office with both rates on display usually saves more than it costs. Our guide on how to avoid exchange scams in Kraków lists the tricks worth knowing.

What to do after 20:30 and on Sunday

We are closed on Sunday and after 20:30, and it is better to plan for that than to be surprised.

1. Pay by card. Kraków is very card-friendly. Restaurants, shops, taxis, ticket machines and most museums accept cards and phones. When the terminal asks which currency to charge, choose PLN.
2. Use a bank-branch ATM. If you need cash, pick an ATM attached to a bank branch rather than a standalone machine, and decline the conversion on the screen. You still get your money; only the expensive conversion is refused. The details are in our guide to paying in PLN and dynamic currency conversion.
3. Exchange on Saturday. If you are in Kraków for the weekend, Saturday until 20:30 is your window for cash. A small reserve of złoty covers the things that still need coins and notes on a Sunday: market stalls, tips, public toilets, a street musician.
4. Come first thing on Monday. We open at 09:30.

Arriving late: a simple plan

If you land in the afternoon or evening, you do not need to exchange anything at the airport.

1. Buy your train or bus ticket to the centre by card.
2. From Kraków Główny station, walk through the Planty park and St. Florian’s Gate. The office is about 120 metres past the gate, on the left.
3. If you arrive before 20:30, exchange what you need for the first day or two.
4. If you arrive later, pay by card that evening and come the next day.

More on the first hours in the city is in our money guide for visitors to Kraków.

Public holidays

Poland has several public holidays on which most shops and offices are closed, including 1 and 6 January, Easter, 1 and 3 May, 15 August, 1 and 11 November and Christmas. Our hours on those days can differ from the usual ones. The “open now” line on the home page and the Google Maps listing show the current status.

Summary

• Open Monday–Friday 09:30–20:30, Saturday 10:00–20:30, closed on Sunday.
• Floriańska 37, under two minutes from the Main Square, on a busy and well-lit pedestrian street.
• The board rate applies at any hour, with 0% commission.
• For larger amounts the narrowest spread is on weekdays between 9:00 and 17:00; confirm by phone or WhatsApp.
• After hours: pay by card in PLN or use a bank-branch ATM without conversion.